Insurance

We do not sell insurance
We protect people

Every day we accompany people, families, professionals and companies who are moving house, city or direction.
And if we have learned anything over the years, it is that we all seek to feel protected and to protect our own.

At HOUSEGUR We have been advising and caring for those who are starting a new phase for years.
We know what it means to make important decisions, to listen carefully and to be there when it matters most.
The same vocation that drives us in the real estate sector, we also bring to the world of insurance.
Because protecting a home, a family, a business or an investment is simply another way of accompanying stories.

Types of insurance

Insurance can be classified into 3 blocks.

Individuals

A insurance for individuals is a type of contract that is established between an individual (the insured) and an insurance company, in order to protect the insured against certain risks or situations that may affect him/her financially. This type of insurance is designed to meet the needs of private individuals, i.e. for those who are not associated with business or professional activities, but with their everyday life.

Professionals

A insurance for professionals is a type of insurance contract intended to cover the risks associated with the professional activity of an individual, company or self-employed person. These insurances are designed to protect professionals against situations that may arise in the course of their work and that may result in legal liabilities, financial or physical damage, or loss of income.

Companies

A business insurance is an insurance contract designed to protect organisations against various risks and contingencies that may affect their operations and financial stability. These insurances are essential to safeguard the assets, liability, personnel and operations of the company, helping to minimise financial losses arising from unforeseen events.

From the hand of Generali, We work with a human and personalised approach.
We don't believe in robots or endless waiting.
We believe in names, faces and trust.
In that your advisor knows you, calls you by name and knows exactly what you need without you having to explain it over and over again.

Because for us, protecting is not just about complying with a policy:
is to stay there, even when life goes off script.

Our insurances

These are the services we have available. Several can be contracted with the convenience of being managed by the same person.

Seguros salud

Health

It gives you access to health services without having to worry so much about the costs. It also helps you receive preventive care, which can prevent more serious health problems in the future. In short, having health insurance gives you peace of mind and security, knowing that you are protected against unforeseen medical issues.

Savings

Combines life insurance protection with a savings or investment component. It offers a sum insured to beneficiaries in the event of the insured's death, providing financial security for the family. At the same time, part of the premiums paid goes into a savings fund that accumulates value over time, generating returns that can be used in the future.

Seguros Inversión

Investment

This type of insurance allows you to accumulate capital that can be used in the future, whether to supplement your retirement, fund important projects or leave a legacy to your loved ones. In addition, in many cases, the accumulated capital can grow through investments in funds, shares or other financial instruments.

 

Home

Home insurance is a policy that protects your home and belongings against various risks, such as theft, fire, water damage and other disasters. It is important because it gives you peace of mind, knowing that, in the event of an unforeseen event, you will have financial support to repair or replace what has been lost or damaged. In addition, many mortgage contracts require you to have home insurance, so it can also be a legal requirement. In short, it's a way to protect your investment and ensure your well-being.

Seguros Decesos

Deaths

It covers expenses related to the death of a person, such as funeral, cremation or burial costs, as well as other administrative expenses. Its main function is to alleviate the financial burden that the loss of a loved one can bring, allowing the family to focus on grieving without worrying about expenses.

Companies

Business insurance is an essential tool to protect your business from various risks. Its main function is to provide financial coverage in case of unexpected events, such as property damage, civil liability, business interruptions, among others.

It is important because it helps you mitigate financial losses that could seriously affect the continuity of your business. concerns.

Seguros Accidentes

Accidents

It protects you financially in the event of an accident resulting in injury or death. This type of insurance can cover medical expenses, compensation for temporary or permanent disability, and in some cases, even funeral expenses.

This is important because, although no one expects to have an accident, accidents can happen at any time and can result in unexpected and significant costs. Having accident insurance gives you peace of mind, as you know that you will be protected and that you will be able to meet those expenses without them seriously affecting your financial situation. It can also help you focus on your recovery without the additional worry of costs.

Seguros Vehículo

Vehicle

Car insurance is essential for several reasons. Firstly, it protects you financially in case of accidents, theft or damage to your vehicle. If you have an accident, insurance can cover repair costs, which saves you a great deal of money.

It is also important because it also protects you and other drivers. If you cause an accident and there is damage to other people or property, insurance can cover those expenses, which helps you avoid legal and financial problems.

Finally, in many places it is a legal requirement to have at least liability insurance to be able to drive. So, in short, car insurance not only gives you peace of mind, it is also a way to protect yourself and others on the road.

Frequently asked questions

How do I know if I have the right coverage for my needs?

To have a adequate insurance does not mean having the most expensive, but rather the most complete for you. A expert advisor analyses your personal, family or professional situation, your assets and your priorities, and designs a proposal that covers exactly what you need, without paying for unnecessary coverage. The aim is for you to be truly protected, not over-insured.

In a loss, If you work with a good insurer, the difference between a good insurer and a bad insurer is immediately apparent. Working with a solid company guarantees you solvency, agility in management and real support when you need it most. It also gives you peace of mind: you know that behind your policy there is an entity with experience, resources and an proven commitment with their clients.

Centralise all your insurance with a great company and through a trusted mediator has many advantages. In addition to the convenience of dealing with a single interlocutor who knows your profile and needs well, you become a preferred customer, which translates into exclusive benefits and better economic conditions. Companies reward loyalty and trust with discounts and advantages that, as a whole, make your policies more profitable.

Not all insurers can offer such a wide range of products, but in our case they can - and that allows us to protecting you in all areas with integrated solutions and competitive.

Not necessarily. A good insurance is one that offers a balance between protection, service and price. The important thing is not to pay more or less, but to pay for what you really need.

Cheap insurance without a professional analysis may seem like a good decision, until a claim comes along and you discover that in order to save 50 euros a year on your policy, you have to assume a cost of 5,000 euros because the claim is not covered. That's why we don't sell insurance, our job is to protecting you and your family, ensuring that every euro you invest in your insurance will bring you true peace of mind.

When a loss, The most valued feature is the speed and the personalised attention. Our commitment is to accompany you from the first warning to the resolution, keeping you informed at all times. We take care of the paperwork, coordinate expert reports and streamline procedures to make the experience as simple and efficient as possible. All you have to worry about is back to normal.

Because the insurance go beyond a policy: they are based on the trust. Having a reference consultant means having someone who knows you, listens to you and advises you on an ongoing basis. You don't talk to an anonymous care centre, but to professionals who accompany you over the long term, review your insurance and help you make informed decisions.

Taking out insurance online may seem quick, but it rarely guarantees that you are well covered. A expert advisor analyses your risks, explains the conditions and accompanies you if a claim occurs. The difference is that, with us, you don't just buy a random policy: you get an protection designed for you, backed by professionals who accompany you from start to finish.

In addition, you will always know who is looking after you and who is handling your case - whether it is a claim, an incident, a medical test or an operation - so that you can be monitored. personalised, clear and close. This way you gain in comfort, confidence and peace of mind, knowing that behind your insurance there are people who really care about you.

We offer a very wide range of insurancesHome, car, health, life, savings, company, civil liability, community, commercial, among others. The advantage is that you can have all your coverages in the same company, with preferential conditions and centralised management. This gives you control, convenience and a much more personalised attention.

One of the key factors is the correct monitoring and management of the renewal of insurance, together with a fast and efficient service in claims. In our case, we have professionals who offer a personalised service and direct, taking each client and each policy as part of its responsibility.

Thanks to this, you will always be informed in advance about the renewal of your insurance policies, avoiding surprises or expired coverage, and you will have the same trusted person to accompany you and resolve your claims in the best possible way. This way we achieve the most important thing: your peace of mind y satisfaction.

The LIFE CHANGES, And your insurers must do it with you. That's why we do regular reviews of your policies, adapting them to each stage and preventing you from overpaying or lacking protection. Our commitment is to accompanying you in the long term, by anticipating your needs before risks arise.

We will contact you
as soon as possible

Do you want more information?

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Plaza de los Luceros 12, Mezzanine 1 and 2, 03005